Place your Spanish rice in the bottom of a 9x13 pan. (I didn't get a picture, so here is the picture of the cooked Spanish cauliflower rice)
Heat up your refried beans. Dollop on top of the rice and carefully spread. In a large skillet cook your onion in a little oil. After a couple minutes, add the garlic.
Add ground beef to the skillet. Brown.
Add the seasoning and then the enchilada sauce.
Heat through. Place ground beef mixture on top of the refried bean layer.
Sprinkle the top with shredded cheese and black olives if desired. Bake at 350 degrees until hot and bubbly.
Serve with desired toppings.